Which of the following scenarios would likely trigger a claim under an equipment breakdown policy?

An equipment breakdown policy is specifically designed to cover losses arising from mechanical breakdowns, which includes scenarios where machinery or equipment fails to operate as intended. In this context, a mechanical failure causing production halts directly triggers a claim under such a policy because it pertains to the malfunction of equipment critical to ongoing operations.

This type of policy typically covers repair costs, replacement of damaged components, and any resulting business interruption due to the equipment's failure, thereby mitigating significant financial losses caused by idle production.

The other scenarios do not apply to an equipment breakdown policy. A fire damaging an entire building would typically fall under a property insurance policy, while theft of high-value equipment is covered by a theft or property policy. Liability claims from worker injuries would be covered under a workers' compensation policy, which is unrelated to equipment breakdown. Each of those situations involves different types of insurance coverage that target other risks rather than mechanical failures of equipment.