Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck?

Study for the Nevada Property and Casualty Exam with multiple choice questions and detailed explanations. Ace the test and become a licensed professional!

The Motor Truck Cargo Policy - truckers form specifically provides coverage for the liability that a carrier assumes for loss or damage to cargo while it is being transported. This type of policy is designed for trucking companies and truckers, and it protects them against claims for damage that occurs to cargo in transit. It includes coverage for a wide range of incidents that could cause loss, such as theft, collision, or other perils that could happen during the course of transportation.

This policy is crucial for carriers because it provides the necessary financial protection that ensures a trucking business can handle claims from shippers seeking reimbursement for lost or damaged goods. In the context of protecting against liability for cargo loss, it is the most suitable choice compared to other types of insurance available.

Other options like the Motor Carrier Policy and Commercial Vehicle Policy may offer some level of coverage, but they do not specifically cater to liability for loss to cargo during transport in the same comprehensive manner as the Motor Truck Cargo Policy. Cargo insurance policies are generally more focused on the cargo itself and may not cover the liability aspects that the truckers form addresses.

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