What type of loss would most likely NOT be covered under Coverage A in a dwelling policy?

Coverage A in a dwelling policy primarily provides protection for the structural components of a dwelling, which includes the building itself, attached structures like garages, and sometimes even things like built-in appliances. This coverage is designed to handle losses resulting from specific perils, such as damage from fire or natural disasters, although there may be exclusions like flooding depending on the specific policy and whether additional endorsements are purchased.

The correct answer highlights that the theft of a renter's lawnmower would most likely not be covered under Coverage A. This is because personal items like a lawnmower fall under personal property coverage, which is not included in Coverage A for the dwelling. Instead, personal property coverage (often referred to as Coverage C) is what would typically protect personal belongings owned by tenants or renters.

In contrast, damage from fire and natural disasters would typically be covered under Coverage A, assuming these events aren’t excluded by the specific policy terms. Theft of personal belongings, depending on the policy wording, could also be covered under personal property coverage but would not fall under the core structural protections of Coverage A. Thus, the context of Coverage A and its focus on the dwelling structure helps clarify why the theft of a renter's lawnmower would not be included.