If a contract carrier's truck is broken into while the driver was away, is the carrier legally liable for the loss of cargo?

Study for the Nevada Property and Casualty Exam with multiple choice questions and detailed explanations. Ace the test and become a licensed professional!

The scenario involves determining the legal liability of a contract carrier for cargo loss due to theft while the driver was away from the truck. When evaluating liability, courts often consider whether the carrier took reasonable measures to protect the cargo.

In this case, if the driver took reasonable precautions—like securing the vehicle, ensuring it was locked, and not leaving it in a high-risk area—then the carrier may not be held liable for the theft. The standard for liability includes analyzing whether the carrier acted as a prudent person would given the circumstances. Thus, if the driver did take reasonable measures, this would typically absolve the carrier of liability for the loss, making this the correct choice in understanding the nuances of liability in relation to the actions of the carrier’s driver.

In contrast, asserting that the carrier is liable regardless of circumstances ignores the principle of reasonable measures that is often upheld in legal determinations of liability. Also, factors such as whether the truck was unlocked or that it pertained to cargo alone do not comprehensively address the deeper issue of the carrier's responsibility based on actions taken to prevent such theft.

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