Both the broad theft and limited theft endorsements on the dwelling program exclude all of the following types of property EXCEPT?

The broad theft and limited theft endorsements within the dwelling program generally have specific exclusions concerning personal property. Among the items commonly excluded from coverage under these endorsements are musical instruments, jewelry, and furs.

However, when evaluating the options provided, watercraft is the only item that is typically not included in the exclusions of these endorsements. This means that while musical instruments, jewelry, and furs may not be covered under the theft endorsements, watercraft can be insured under these endorsements, making it the correct answer.

Understanding this context is crucial for distinguishing which items are covered and which are not under the theft provisions in a dwelling policy. This knowledge is essential for property owners and insurance professionals when evaluating and recommending coverage options.