All of the following are special personal property limits under a homeowners policy EXCEPT?

Under a homeowners policy, there are designated special personal property limits that apply to certain categories of personal belongings. These limits are set to protect insurers from significant losses related to high-value items.

The limit for business personal property on the insured premises typically is not subjected to the same special limits applied to other categories like jewelry, electronics, and silverware. The specific limits assigned to items like jewelry ($2,500), electronics ($1,500), and silverware ($1,000) reflect the insurance industry’s recognition of their high value and inherent risk.

In contrast, the limit for business personal property is usually lower and does not have the same considerations because homeowners policies are generally designed to cover residential property rather than business-related items. This distinction clarifies why the limit for business personal property, which is assessed differently compared to personal items with defined limits, is the exception in this context.